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Income Tax Calculator

Estimate your income tax liability in India and compare the old and new tax regimes in seconds. Enter your income and deductions to see which regime leaves you with lower tax.

How to use this tool

Results are estimates for planning. For exact figures specific to your situation, speak with our Chartered Accountants.

Income Tax Calculator — Old vs New Regime

Rates shown are for FY 2025-26 (AY 2026-27) and are kept editable by our team. This calculator gives an estimate only and is not a substitute for professional advice — talk to our team for exact figures specific to your situation.

How it works

How the calculation works

Income tax is computed on your total taxable income — gross income minus eligible exemptions and deductions — using the slab rates of the regime you choose. Tax is then reduced by any rebate available, and health & education cess is added on top.

The new tax regime offers lower slab rates but allows very few deductions, while the old regime has higher rates but lets you claim deductions such as Section 80C investments, 80D health insurance and HRA exemption. The better choice depends on how many deductions you actually claim.

Key things to know

FAQs

Frequently asked questions

Have a question about your own case? Call us on +91-141-3012220.

It depends on your deductions. If you claim significant deductions such as 80C, 80D, HRA and home-loan interest, the old regime may result in lower tax; otherwise the new regime is usually better. This calculator compares both.

It gives a close estimate for planning. Your actual liability depends on the complete details of your income, exemptions and tax credits, which a CA verifies before filing.

Yes. Health and education cess is added to the tax computed on your income after rebate.

It is designed for regular income. Capital gains and business income have special rules, so please consult a CA for those cases.

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Need exact numbers for your case?

Calculators give estimates only. Our CAs can compute your exact tax and compliance position.