Home / Free Tools / HRA Exemption Calculator
Find out how much of your House Rent Allowance (HRA) is exempt from tax and how much is taxable, based on your salary, HRA received, rent paid and city of residence.
Results are estimates for planning. For exact figures specific to your situation, speak with our Chartered Accountants.
Applicable only if you're on the Old Regime and living in rented accommodation. This calculator gives an estimate only and is not a substitute for professional advice — talk to our team for exact figures specific to your situation.
The HRA exemption is the least of three amounts:
Here, “salary” means basic salary plus dearness allowance (where it forms part of retirement benefits) and commission based on a fixed percentage of turnover. Any HRA above the exempt amount is taxable.
Have a question about your own case? Call us on +91-141-3012220.
No. The HRA exemption is not available if you opt for the new tax regime.
Cities notified as metros under the income-tax rules get the 50% limit; all other cities get 40%. Check the current list for the relevant year with your CA.
Yes, in certain situations — for example, if you live in a rented house in one city and own a house elsewhere. Conditions apply.
Self-employed individuals and employees without HRA may be able to claim a deduction for rent under a separate provision, subject to conditions.
Salaried Individuals
Salaried Individuals
Salaried Individuals
14 calculators
Calculators give estimates only. Our CAs can compute your exact tax and compliance position.