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Estimate the maturity value of your Public Provident Fund (PPF) account and the interest you will earn, based on your yearly deposit, the interest rate and the tenure.
Results are estimates for planning. For exact figures specific to your situation, speak with our Chartered Accountants.
This calculator gives an estimate only and is not a substitute for professional advice — talk to our team for exact figures specific to your situation.
PPF interest is compounded annually and credited at the end of each financial year. The calculator applies the chosen rate to the balance each year:
Maturity = Σ deposits compounded annually at the PPF rate
The Government notifies the PPF interest rate every quarter, so actual interest may vary over the tenure.
Have a question about your own case? Call us on +91-141-3012220.
The rate is notified by the Government every quarter. Enter the current rate to estimate your maturity value.
Partial withdrawals are allowed after a specified number of years, and premature closure is permitted in limited situations, subject to conditions.
Yes. PPF enjoys exempt status: deposits are eligible for deduction under the old regime, and interest and maturity proceeds are tax-free.
You can withdraw the full amount or extend the account in blocks of five years, with or without further contributions.
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Calculators give estimates only. Our CAs can compute your exact tax and compliance position.